Although this was covered in the chapters that we read this week I would like to use my own personal experience with this matter. I have used and continue to use federal loans to pay for school. When I had to start paying on my loans, before I came back to school, I received a letter. The letter stated that it was time to start paying on my loans and to register for an online account or call the number provided. I did both. When I called to speak with someone they provided an amount that I would start paying monthly. At the time it was way too much and I stated just that to the agent. She then can back with a more reasonable amount that I could pay. Chapter 10 also explained this.

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