There were a number of concepts from Chapters 10 and 11 that are important to personal finances. For instance retirement. Full disclosure I didn’t start saving for my retirement until about 4 years ago. Before reading this chapter I still didn’t quite understand how it worked and what exactly I was doing. Chapter 10 definitely provided clarity on how to prepare for retirement, what it is for, and how to use it. Chapter 11 went into depth about investing. Another topic I had no idea about. It provided some clarity but I feel like I still have some questions. Investments, stocks, portfolios, returns, risks, all of that is still another language to me.

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